CoLinear Payments
Payment Processing Solutions for growing Businesses
At CoLinear Payments, we help businesses simplify and improve how they accept payments. Whether you sell online, in-store, or across multiple channels, we work with you to create a payment solution that fits your operations — not the other way around.
A More Transparent Approach to Merchant Services
Payment processing can be complex and difficult to navigate. Many businesses don’t have clear visibility into their true costs, effective rates, or the fees built into their current setup.
Our approach is different. We focus on helping you understand exactly how your payment processing works today, and where there may be opportunities to improve efficiency, reduce unnecessary costs, and simplify your overall payment experience.
What We Provide
We support a wide range of payment environments and business models including:
- Ecommerce and online payment solutions
- Multi-channel and omnichannel businesses
- B2B and Level 2 / Level 3 processing optimization
- Gateway integrations including existing platforms
- Tokenization and secure payment handling
Backed By Trusted Payment Infrastructure
CoLinear Payments delivers merchant account solutions supported by Elavon, a wholly owned subsidiary of U.S. Bank. This provides access to a reliable, secure, and scalable payments platform designed to support businesses of all sizes.
Designed to Work with your existing Setup
In many cases, businesses can continue using their existing systems, including gateways like Authorize.net, without needing to rebuild their payment infrastructure.
Our goal is to minimize disruption while improving performance — allowing you to maintain continuity in your operations while exploring better processing options.
A practical, Consultative approach
We don’t believe in one-size-fits-all pricing or generic solutions. Every business is different, and your payment setup should reflect that.
We take the time to understand how your business operates, review your current processing environment, and provide clear, straightforward recommendations so you can make an informed decision.
Let's Start with a conversation
Want a clearer Picture of your Current Fees?
We can review a recent merchant statement and provide insight into your effective rate, fee structure, and potential areas for improvement.